Historical Data of Interest Rates
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Rates trends for the last 3 years
These are the running interest rates for the last three years, according to Freddie Mac.
Rates trends by decade
These are the running interest rates for the last several decades, according to Freddie Mac.
Market Breakdown by Week
- Rates Calm Ahead of Federal HolidayThe market was rather calm Oct. 9 ahead of a 3-day weekend. Bond markets are closed for Columbus/IP Day while stocks are open. Most lenders are priced rather conservatively. Rates are starting to show some… Read more: Rates Calm Ahead of Federal Holiday
- BLS Jobs Data, Crude Oil, and Interest RatesAfter peaking last Wednesday, rates improved a bit to end the week. They still finished worse overall on the week as bonds pulled back Friday after the BLS jobs data came out. Wednesday was a… Read more: BLS Jobs Data, Crude Oil, and Interest Rates
- Mortgage Bond Sales DeteriorateLast Wednesday was a rough day for interest rates. Thursday then started out with a little bit of promise, but that was short-lived as mortgage-backed securities sold off in waves. They went from bad to… Read more: Mortgage Bond Sales Deteriorate
- Mortgage Rates Hold SteadyMortgage rates held steady last week, with the 30-year fixed average just below 6.5%, and the 15-year fixed sitting just below 5.75%. This holding pattern in the mid-6% territory is largely driven by the Federal… Read more: Mortgage Rates Hold Steady
- Jobs Report and GeopoliticsWhat Happened Today: The Jobs Report Bond prices dropped today—which causes interest rates to tick up—because of a surprisingly strong jobs report. However, this knee-jerk market reaction will likely fade. We expect things to stabilize… Read more: Jobs Report and Geopolitics
- Market Responds to Peacefire TalksWe saw the bond market improve last week after news was leaked that the U.S. and Iran had reached a preliminary deal to extend their ceasefire by 60 days. In addition, there was talk about… Read more: Market Responds to Peacefire Talks
- Stable Week Ends a Bit ShakyThroughout the week, we saw fairly stable rates until Friday. Today, the rates deteriorated and will match the yearly highs from March 27, as bonds sold off aggressively this morning. This isn’t just mortgage bonds.… Read more: Stable Week Ends a Bit Shaky
- Overview of Last WeekLast week was an up-and-down week in the market. Sound familiar? Rates took a beating Wednesday, rebounded a bit Thursday, and stayed fairly stable on Friday. Overall, rates crept higher. Unless this week brings a… Read more: Overview of Last Week
- No Improvement in RatesRates are a bit worse this week than last week. The reason is extremely complex but can be boiled down to one question: What’s going on in the Middle East? Thankfully, a ceasefire remains in place,… Read more: No Improvement in Rates
- Oil and Gas Prices Up, Bonds SteadyRate sheets were steady yesterday following an improvement in bonds. It was a good start to the day. CPI data released reflects the first inflation reaction to higher oil and gas prices resulting from the… Read more: Oil and Gas Prices Up, Bonds Steady