INDIVIDUAL TAXPAYER IDENTIFICATION NUMBER
An ITIN mortgage is a specialized “Non-QM” loan designed for borrowers who file U.S. taxes but do not have a Social Security number. These loans are manually underwritten.
Don’t have a SSN?
ITIN Product Highlights
- No Passport Required
- No Social Security Number Required
- Full Doc, Bank Statements or 1 Year 1099
- Temp Buydown Options 2,1 or 1 Year
- 30/15 Year, 7/6 ARM & 7/6 ARM Interest Only
- No FICO Required
- 100% Gift Funds Allowed Primary & Second
- Sourcing of Large Deposit Not Required
- First Time Homebuyer Allowed