Mortgage and Financial Tools
Mortgage tools are more than simply a calculator that provides your monthly payment. That’s because there are too many complex economic variables. A simple way to figure out what you need is to understand where you’re at in the mortgage lifecycle. We broke it down into three simplistic stages, and then listed tools for each stage:
- Exploration: This is where you moved from dreaming to gathering information and data about buying a home or refinancing.
- Qualifiying: You’re no longer in the “what if” stage and starting to figure out where you stand. Here is where you start to verify your data and numbers.
- Optimization: Here is where you actually have a loan, and now it’s time to “master the debt.”
Exploration
The tools to help you explore your options are listed below. They are organized by whether you are looking to purchase a new home, or whether you’re looking to lower your current monthly payments, consolidate debt, or leverage the existing equity in your home.
MORE TOOLS COMING SOON
Looking for Another Home
During this phase, people are trying to figure out how much buying power they have.
This tool calculates your monthly mortgage payment.
For Your Existing Home
If you ever find yourself asking, “How do I leverage the home I have?”, then this is a great place to start.
Get a free estimated market value of your property. Property data, valuations, CMAs, and market forecasts can help real estate investors, agents, loan officers, and home owners make confident decisions and stay competitive.
Qualifying
Use real numbers with the tools below to help guide you through getting qualified. It is common to have one of our licensed professionals handle these steps, but here are some tools that you may find helpful.
MORE TOOLS COMING SOON
Looking for Another Home
During this phase, people transition from general research to the “structural” reality of their next move.
If you’ve received costs for a mortgage, it’s time to make sure you are getting a good deal. You came this far, now take it all the way home.
Run a quick Debt-Service Coverage Ratio on a specific property you are currently evaluating.
For Your Existing Home
Here is where homeowners confirm if a refinance puts them in a better financial position than they are currently in.
If you’ve received costs for a mortgage, it’s time to make sure you are getting a good deal. You came this far, now take it all the way home.
Optimizing
Use these tools over and over again as you actively manage your debt. This is for those who want to do more than “set it and forget it.”