Foreign National Borrowers
A Foreign National mortgage is a specialized U.S. home loan designed for non-U.S. citizens who live and work primarily outside the United States or hold temporary residency.
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Foreign National Highlights
These programs are tailored for international buyers, overseas investors, and expatriates who want to purchase or refinance property in America but lack traditional U.S. financial paperwork.
- No U.S. Credit Required: You do not need a domestic credit score. We can verify your financial standing with just a single standard bank reference letter.
- Leverage Global Wealth: Your overseas assets are fully eligible to be used as required financial reserves.
- High-Capacity Financing: Loan amounts are available in the millions to accommodate luxury estates and premium investment properties.
- Accessible Entry: First-time U.S. homebuyers are welcome, and you can comfortably use gift funds to help cover your down payment.
- Visa Inclusivity: Financing is open to individuals holding valid Visas.
- Visa Waivers: Considered on a case-by-case basis.
- Strategic Flexibility: If you already own U.S. real estate, cash-out options are available to help you leverage your existing equity for future investments.